Means Test Lawyer in Orlando

Find Out if You Qualify for Chapter 7 Bankruptcy

Filing for bankruptcy is not an easy decision. It can be an extremely stressful time, especially if you are struggling to pay your bills. At Law Offices of Joseph J. Mancuso, PA, we understand that going through bankruptcy is a difficult process, and we are here to support you.

The decision to file for bankruptcy is not one that should be taken lightly. It may help you get relief from debt, but it may also affect your credit. For experienced counsel based on your specific situation, get in touch with a seasoned bankruptcy attorney in Orlando at Law Offices of Joseph J. Mancuso, PA.

Speak with a qualified means test attorney in Orlando at Law Offices of Joseph J. Mancuso, PA. Reach out via online form or dial (407) 378-5488 for a consultation.

Chapter 7 Means Test

Before you can file for Chapter 7 bankruptcy, you must pass the means test. This test will determine if you have the ability to repay your debts.

The means test is a complicated calculation that takes into account your current income and expenses, and whether your current income is below the median income for your household size in Florida. If you are below the median income, then you automatically pass the test. If your income is higher, then you will most likely qualify for Chapter 13.

How A Means Test Attorney Can Help

An Orlando means test lawyer can help you gather and properly document your financial facts so that you can pass the means test. They'll make sure you compute your income and expenses in accordance with the means test requirements. They can also give you advice on any possible exclusions and deductions that might apply to your particular circumstances.

If your income is too high for Chapter 7, a lawyer can help you navigate the procedure and look into Chapter 13 as an alternative. Your chances of filing for bankruptcy successfully can be improved by having an experienced means test attorney at your side as you navigate the criteria.

To find out if you qualify for Chapter 7, contact our firm today. We are available to answer your questions and guide you through the legal process. Reach out online or dial (407) 378-5488.