Notice: Due to COVID-19: The Law Offices of Joseph J. Mancuso, PA will be offering FREE initial consultations by phone, Zoom or Skype videoconferencing, and we have temporarily extended our regular office hours (by phone) to M-F 7:00 AM to 6 PM for both current and new clients. Learn More.

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Are creditors required to notify me before turning a delinquent account over to collections?